Get started
See the path before you take a call.
Start with the public plan path, run your number, then decide whether the result deserves a discovery call. The first half costs nothing and asks nothing of you. The second half is handled with you.
Visual path map
From monthly cost pain to a confirmed next step.
No cost to look. No call to start. No commitment until the number and file make sense.
StartCurrent monthly cost
Step 1See the plansPricing, tiers, and PPO documents.Step 2Run your numberIncome, entity, state, household tier, and current cost.Step 3Read the resultCompare current path against the PEO structure.
NoStop hereIf the math is weak, staying put is the right answer.
DecisionDoes the number hold up?
YesMove to discoveryA human checks facts the calculator cannot verify.
Handled setup zoneOnce you say yes, the file moves with you.You keep control of the business. USA OPS helps confirm fit and connect the case. The PEO handles application, enrollment, payroll, group coverage, and administration.
- Discovery callEntity, ownership, state, timing, household tier.
- Apply and set upThe PEO confirms paperwork and timing.
- Confirmed start dateThe new path starts after the effective date is clear.
Why this order works
The page should answer the first question before it asks for your time.
Most owners are pushed into a conversation before they know whether the structure is even worth checking. This path reverses that order. You see the public plan path, run the first screen, then decide whether a discovery call is useful.
Look firstPricing, plan documents, and the fit screen are public.
Calculate secondYour own 2026 inputs decide whether the case deserves more work.
Confirm thirdDiscovery is for facts a calculator cannot verify: entity, payroll, ownership, and timing.
Move only if it holdsIf the number or file does not fit, stopping is the correct answer.